idliduCredit & Prepaid Terms
1. Part of the Agreement
These Credit & Prepaid Terms (“Credit Terms”) form part of the Agreement between you and Saptarang Ventures (OPC) Pvt. Ltd. for idlidu.dev. They prevail over general Terms language on prepaid balance, fees, refunds, and expiry to the extent of conflict. See also Pricing.
2. Prepaid only
All billable inference and related metered usage is deducted from your prepaid credit balance (and subject to any API key hard limits). We do not offer postpaid invoicing or spend-now-pay-later float in the current product. When balance is insufficient, or a key hard limit would be exceeded, requests are rejected or stopped.
3. Packs and currency
Credits are purchased in USD packs shown at checkout and on /pricing: $25 · $50 · $100 · $250. PayU collects the equivalent INR amount at a live USD→INR rate; the exact rupee figure is shown before you pay. The credit ledger is denominated in US dollars.
Checkout is processed by our payment partner (PayU). Credited spendable balance is the amount remaining after the platform fee described below (and after any required tax treatment disclosed at checkout).
4. Platform fee on purchase
A named platform fee of approximately 8% applies to pack face value. The fee covers payment processing, FX/ops, and platform costs. The exact fee and net credit amount are shown at checkout before you pay. We do not hide this fee inside silently padded token usage.
5. Inference markup
After Credits are on your account, inference burns are charged at 1.5× provider list price for the model that actually runs (a 50% markup on provider list COGS). Example: if provider list for a step is $0.01, your debit is $0.015.
Provider list prices may change; we meter against the applicable estimate used by the Gateway at request time. We do not silently multiply reported token counts to manufacture margin.
6. Bottom fishing and pinning
Unpinned requests default to Bottom fishing (lower-cost tiers). You pay the marked-up rate for the model that actually runs. If you pin a concrete model identifier, you pay that model’s marked-up rate even if cheaper models were available. Client savings are expected primarily from routing policy, not from zero-margin passthrough.
Parallel agents, explore workers, and cloud handoffs consume the same prepaid balance. Aggregate spend can exceed a single-turn expectation; use budgets and hard limits.
7. Key budgets and hard limits
- Turn budget — optional per-key default used by Id when you do not pass
--budget; - Hard limit — optional lifetime spend cap on a key; the Gateway refuses burn that would exceed it;
- Account balance — hard stop at $0 spendable Credits;
- Low-balance alerts — informational warnings (configurable threshold); not a guarantee against exhaustion mid-request in all failure modes.
8. Refunds
Credit purchases are non-refundable once payment succeeds, except where mandatory applicable law requires a refund or we expressly agree in a written exception (for example a documented double-charge caused by our systems).
Unused Credits are not redeemable for cash. Suspension for AUP violations may include denial of refund to the extent permitted by law.
The procedure — how to ask, what we need from you, how long each step takes, and how failed, pending and duplicate charges are handled — is on the Refund & Cancellation Policy. That page explains how; this section decides whether, and prevails if the two are ever read differently.
9. Expiry
Credits expire 12 months after your most recent successful payment, unless a longer period is required by law or stated at purchase. Expiry applies to the balance as a whole: each new top-up carries the entire remaining balance forward to 12 months from that payment, so a later purchase extends earlier Credits rather than expiring alongside them. Expired Credits are forfeited, removed from spendable balance, and are not refundable — see Refund & Cancellation §10.
The current expiry date for your account is shown in the dashboard at app.idlidu.dev/billing. You are responsible for using Credits before expiry.
Amended 15 September 2026. This section previously read: “Purchased Credits expire twelve (12) months from the date of successful payment.” That wording described expiry as fixed per purchase; the ledger has always rolled the whole balance forward on each top-up, which is more favourable to you. The text was corrected to match what the system does. No Credit was shortened by this change.
10. Chargebacks and payment disputes
If you initiate a chargeback or payment dispute after receiving Credits, we may suspend the account, revoke keys, and — where permitted by law — apply remaining balance against the disputed amount or forfeit remaining balance associated with abusive or fraudulent disputes. Contact manish@idlidu.dev first to resolve billing issues.
11. Taxes
Prices may be exclusive or inclusive of applicable taxes as shown at checkout. You are responsible for taxes arising from your purchases except taxes based on our net income. Invoices or receipts will follow the format we and our payment partner support for your jurisdiction.
12. Changes
We may change pack faces, fees, markup, or expiry for future purchases by updating Pricing and these Credit Terms. Changes do not retroactively alter Credits already purchased except as required by law or to correct clear errors. Continued purchase or use after notice constitutes acceptance.